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Monday, March 23, 2015

BANKING AWARENESS QUESTIONS AND ANSWER PART-1

BANKING TEST -1


1.           Savings Accounts can be opened by
1)        all individuals fulfilling KY C norms
2)        all tax payers
3)        all individuals above the age of 18
4)        all businessmen
5)        all students below the age of 18
2.           Choose the correct sentence
1)           KYC norms are not applicable for Financial Inclusion
2)           Loans can be granted to students at a low rate of interest
3)           Home loans are not useful for public
4)           NRI customers are not profitable customers
5)           Online marketing is very costly
3.           In a Savings Account, money can be deposited on
1)           Monthly basis
2)           As per the convenience of the depositor
3)           Annual basis        
4)           In one lump sum
5)           Quarterly basis
4.           Which of the following terms is not related to banking?
(1) Repayment
(2) Loan
(3) NPA            
(4) Fasting       
(5) Deposit
5.           Insurance cover for bank deposits in our country is provided by-
         (1) SBI              
(2) Government of India
(3) GIC              
(4) LIC
         (5) DICGC
6.           Insurance cover for bank deposits in our country is provided by-
         (1) SBI              
(2) Government of India
(3) GIC              
(4) LIC
         (5) DICGC
7.           The Headquarters of International Monetary Fund (IMF) is in—
(1) Manila                    
(2) Paris
(3) Washington DC     
(4) London     
(5) Jakarta
8.           What does the letter 'L' stands for in the term LAF commonly used in financial/economic news?
        (1) Liquidity                           
(2) Least
(3) Liabilities                           
(4) Long
(5) Liquid
9.           Which of the following is not a primary function of a Bank?
(1) Granting Loans
(2) Collecting Cheques/Drafts of customers
(3) Facilitating import of goods
(4) Issuing Bank Drafts
(5) Selling Gold/Silver Coins
10.      Which of the following represents correct meaning of 'REPO RATE' ?
(1) Rate on which RBI sells Government Securities to Banks
(2) Rate for borrowing rupees by banks from RBI
(3) Rate offered by banks to their prime customers
(4)Rate applicable for grant of  priority sector loans
(5) None of these



ANSWER:


1.    1
2.    2
3.    2
4.    4
5.    5
6.    3
7.    1
8.    3
9.    2
10.  1



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Sunday, March 22, 2015

DAILY FREE CURRENT AFFAIRS 21 MARCH 2015

DAILY CURRENT AFFAIRS 21 MARCH 2015
Shared By: WWW.DailyGk.IN
                                                                                               
1. WORLD SPARROW DAY OBSERVED ON 20TH MARCH:
Ø World Sparrow Day was observed on 20th March 2015 around the Globe.
Ø The first World Sparrow Day was celebrated in 2010 in different parts of the world.
Ø World Sparrow Day is observed to raise awareness about the threats imposed on their population.
EXPECTED QUESTION FROM THIS CURRENT AFFAIRS NEWS
Q.1 When is World Sparrow Day observed?
A.      19th march      
B.      21st  March
C.      20th March
D.     26th March

2.     FORMER SPEAKER MEIRA KUMAR RELEASED HER BOOK:
Ø  Former speaker of Lok Sabha Meira Kumar released her book , “A Book Indian Parliamentary Diplomacy-Speaker’s Perspective”.
Ø  Current speaker of Lok Sabha Sumitra Mahajan officially released the book by presenting the first copy of the book to the President of India ‘Pranab Mukherjee’.
Ø  The book features an account of the parliamentary diplomacy and its role in furthering foreign policy and strengthening international relations.
EXPECTED QUESTION FROM THIS CURRENT AFFAIRS NEWS
Q.1 Who is the author of the book ‘A Book Indian parliamentary Diplomacy – Speakers perspective’:
A.      Sumitra Mahajan
B.      Meira Kumar
C.      Manohar Joshi
D.     Shivraj Patil

3.    LATA MANGESHKAR HONOURED WITH ‘VOICE OF CENTURY’:
Ø Renowned singer Lata Mangeskar was presented, ‘Laadli voice of the century’ Award.
Ø It was the 6th edition of the national Laadli Media and Advertising awards for Gender Sensitivity, held in Mumbai.
Ø Maharashtra CM Devendra Fadnavis was the chief guest at the awards.
NOTE: Charu Khurana won the laadli extraordinaire Award
EXPECTED QUESTION FROM THIS CURRENT AFFAIRS NEWS
Q.1  Who won the ‘voice of century’ award?
A.      Lata Mangeskar
B.      Manna Dey
C.      Asha Bhosle
D.     Mohammed Rafi

4.      MSD BECOMES FIRST INDIAN CAPTAIN TO REGISTER 100 ODI WINS:
Ø Mahendra Singh Dhoni became the first Indian Captain and third overall to register 100 ODI wins.
Ø Dhoni reached the milestone after defeating Bangladesh in the Quarter final match of the ongoing 2015 Cricket World Cup tournament.

NOTE: MSD has joined the Australian Duo Ricky pointing (165 victories) and Allan Border (107 victories).
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Friday, March 20, 2015

DAILY FREE CURRENT AFFAIRS 20 MARCH 2015

DAILY CURRENT AFFAIRS 20 MARCH 2015
Shared By: WWW.DailyGk.IN

1.      NSE LAUNCHED NEW INDEX:
Ø National Stock Exchange launched a new, “Quality30” index.
Ø “Quality 30” index is launched to capture the performance of stock selected on quality parameters.
Ø 30 Quality companies will be choosen to be listed on the index from a pool of 100 large and liquid companies listed on the NSE.
About NSE-> National Stock Exchange is the leading stock exchange of India, located in Mumbai since 1992.
            NSE is world’s 12th largest stock exchange.
            MD & CEO of NSE-> Chitra Ramkrishna

                 2. INDIA SUCCESSFULLY TEST-FIRED ASTRA:
Ø  India successfully test-fired its indigenously developed ASTRA missile.
Ø  ASTRA missile is a beyond-visual range (BVR) air-to-air missile.
Ø  ASTRA missile was successfully test-fired at the integrated test range (ITR), Chandipur in Odisha.
NOTE->ASTRA in India’s first BVR air-to-air missile. Astra is all-weather missile indigenously designed and developed by DRDO.

      3. LOK SABHA PASSED REPEALING AND AMENDING BILL,2014:
Ø  Lok has recently passed the repealing and Amending Bill, 2014.
Ø  Law Minister Ravi Shankar Prasad introduced the bill in LOK Sabha

NOTE:- To know the expected pattern of changed IBPS exams PLEASE visit GURU                  GYAN option.
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EXPECTED EXAMINATION PATTERN FOR IBPS PO & CLERK 2015

 GURU GYAN
Shared By: WWW.DailyGk.IN

AS THE STUDENTS ARE MUCH WORRIED ABOUT THE CHANGE IN PATTERN OF IBPS BANK EXAM. So BRIGHT ACADEMY TEAM under the guidance of R.K. Mahajan sir has come up with a probable change in the pattern of IBPS Bank Exam.
As it has been directed by IBPS that it will conduct IBPS PO-V and IBPS clerical-V in two phases i.e. Tier-I and Tier-II. But the syllabus and pattern for both Tiers has not been described.
But you guys need not worry because R.K. Mahajan’s 14 year experience will help you to carry on your preparation without any hindrance.  
BRIGHT ACADEMY Team is expecting the following pattern for Tier-I exam of IBPS:-
SUBJECT
NO. OF QUESTION
MARKS
TIME ALLOTED
REASONING
35
35
 TOTAL TIME
OF
1 HOUR
QUANTITATIVE APPTITUDE
35
35
GENERAL ENGLISH
30
30

BRIGHT ACADEMY Team is expecting the following pattern for Tier-II exam of IBPS:-
SUBJECT
NO OF QUESTION
MARKS
TIME ALLOTED
REASONING
50
50



TOTAL TIME
OF
2 HOURS
GENERAL ENGLISH
40
40
QUANTITATIVE APPTITUDE
50
50
GENERAL AWEARNESS
(WITH SPECIAL REFERENCE TO BANKING SECTOR)
40
40
COMPUTER LITERACY
20
20
TOTAL
200
200

DISCLAIMER:-This is only an expected and unofficial pattern made by BRIGHT ACADEMY team.  For final and authentic pattern do regularly visit IBPS website.

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