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Sunday, September 4, 2016

BANKING QUIZ - 50 FOR IBPS-PO & CLERK EXAM

BANKING QUIZ - 50 FOR IBPS-PO & CLERK EXAM

1. A combination of two or more securities into a single investment position for the purpose of reducing or eliminating risk is known as________________.
A. General Lien
B. Hypothecation
C. Indemnity
D. Hedge

2. The “non-callable deposits” scheme launched by which of the following banks?
A. Axis Bank
B.ICICI Bank
C. Federal Bank
D. HDFC Bank

3. NPCI has done partnership with which international organization for card acceptance and issuance in India?
A. Soft Bank
B. JCBI
C. American Express
D. None of the Above

4. Which term is used for maximum capital which the company can raise in its life time?
 A. Authorized Capital
 B. Registered Capital
 C. Nominal Capital
 D. All of them

5. Which among the following is NOT a pillar of Basel III?

A. Minimum capital standards
B. Supervisory review
C. Consolidation of assets
D. Market discipline

6. Which of the following is used to denote broad money?

A. M1
B. M3
C. M2
D. M4

7. Which among the following is a qualitative tool of monetary policy?
A. Credit rationing
B. Credit Ceiling
C. Bank Rate
D. Cash Reserve Ratio

8. What is the premium value of “Jeevan Jyoti Bima Yojana” and “Jeevan Suraksha Bima Yojana”?
A. 330
B. 335
C. 336
D. 330

9. Short-term assets, representing amounts due to a vendor or suppliers of goods or services that were sold on credit terms is known as ______?
A. Fixed Asset
B. Current Liabilities
C. Account Receivable
D. None of the Above

10. _________ is the rate at which banks can borrow overnight from RBI.
A. Term Deposit Rate
B. Call Money
C.  Market Rate
D. Marginal Standing Facility Rate


Answer key
1.D, 2.A, 3.B, 4.D, 5.C, 6.B, 7.A, 8.D, 9.C, 10.D,


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Friday, September 2, 2016

REASONING QUIZ-71 FOR IBPS- PO & CLERK

REASONING QUIZ-71 FOR IBPS- PO & CLERK

Directions (1-5): Study the following information carefully to answer the given questions

There are six boys P, Q, R, S, T and U. They want to go out with six girls A, B, C, D, E and F, not necessarily in the same order. The pairs went to different cities Shimla, Goa, Darjeeling, Surat and two of them went to Jodhpur. They like different bikes viz CBZ, Splender, Enticer and Royal Enfield. But CBZ and Splender are preferred by two pairs. Further information is as follows:

P and S visit Jodhpur but do not like either CBZ or Royal Enfield
U does not go out with E. Both of them do not like Enticer.
D and C wants to go to Shimla and Darjeeling respectively. The persons visiting Goa like the same bike as Q does.
R goes out with F to Goa but does not like either Splender or Royal Enfield.
Q goes to Shimla and likes CBZ.
T does not go out either with A or B; he does not go to Darjeeling; he likes neither Enticer nor Splender.

1. Which bike does C like?
a) CBZ
b) Splender
c) Royal  Enfield
d) Enticer
e) None of these

2. If P goes out with A, who among the following likes Enticer?
a) Q
b) R
c) T
d) P
e) Can’t be determine

3. Who went to Surat?
a) RF
b) UC
c) QD
d) TE
e) None of these

4. Which bike does D like?
a) Royal Enfield
b) Enticer
c) Splender
d) CBZ
e) None of these

5. Who among the following visits Darjeeling?
a) C
b) Q
c) P
d) U
e) Both a and d

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BANKING QUIZ - 49 FOR IBPS-PO & CLERK EXAM

BANKING QUIZ - 49 FOR IBPS-PO & CLERK EXAM

1. Which bank launched host of digital banking solutions including green PIN and enhancement of its mobile app?
A. PNB
B. HDFC
C. SBI
D. ICICI

2. NIIF stands for
A. National Integration and Infrastructure Fund
B. National Investment and Infrastructure Fund
C. Net Investment and Information Fund
D. None of these

3. Which firm’s para-banking license scrapped by RBI?
A. Fino PayTech Limited
B. Bajaj Finance
C. Sahara India
D. None of these

4. Which bank has launched an electronic fund management system for direct and faster release of wages under the Mahatma Gandhi National Rural Employment Guarantee Scheme?
A. State Bank of Hyderabad
B. OBC
C. SBI
D. State Bank of Travancore

5. Insta Account launched by _________
A. HDFC
B. ICICI
C. Axis
D. SBI

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REASONING QUIZ-70 FOR IBPS- PO & CLERK

REASONING QUIZ-70 FOR IBPS- PO & CLERK

Directions (1-5): Study the following information carefully to answer the given questions

P,Q, R, S, A, B, C and D are eight friends studying in Medical colleges in different streams like CARDIOLOGY, Gynecology, Bio technology, Neurology, Dental, Orthopedic, Surge eon and Dermatology, but not in the same order. All of them are seated around a circular table, facing away from the centre. P sits third to the left of the person who studies Dental. Only two persons sit between A and C. Neither A nor C studies Dental and neither of them is an immediate neighbor of P. The person who studies Dermatology sits second to the right of S. S is not an immediate neighbour of P. S does not study Dental and P does not study Dermatology. The one who studies CARDIOLOGY sits third to the left of B. The one who studies CARDIOLOGY and the one who studies Dental are not immediate neighbours. Only one person sits between S and the one who studies Bio technology. The person who studies Neurology and the one who studies Gynecology are immediate neighbours. Only one person sits between Q and the one who studies Orthopedic. The one who studies Orthopedic is an immediate neighbour of D. C and Q are not immediate neighbours. S does not study Gynecology.

1. How many people sit between A and the one who studies Orthopedic l (when counted in clockwise direction from A)?
a) One
b) Two
c) Three
d) Four
e) Five

2. Who studies Bio technology?
a) R
b) B
c) Q
d) P
e) A

3. Which of the following combinations is, definitely true?
a) S – Dental
b) R-Orthopedic
c) C-Bio technology
d) Q – Neurology
e) None of these

4. Who studies Cardiology?
a) P
b) A
c) Q
d) R
e) S

5. What is the position of the person who studies Surge eon with respect to R?
a) Immediate left
b) Second to the left
c) Third to the right
d) Third to the left
e) Second to the right

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BANKING QUIZ - 48 FOR IBPS-PO & CLERK EXAM

 BANKING QUIZ - 48 FOR IBPS-PO & CLERK EXAM

1. A charge where there is neither the transfer of ownership nor the possession is called _______.
A. Pledge
B. Lien
C. Mortgage
D. Hypothecation
E. None of the Above

2. Name the bank which has launched “Rewardz Scheme” on it’s 60th anniversary?
A. Punjab National Bank
B. Bank of India
C. State Bank of India
D. Union Bank of India
E. Central Bank of India

3. It offers buyers credit and lines of credit to foreign governments and banks.
A. EXIM Bank
B. SBI
C. PNB
D. IDBI

4. The issuance of direction to housing finance institutions to ensure their growth on sound lines.
A. HDFC
B. ICICI
C. NHB
D. SBI

5. The rate of inflation increases when the purchasing power of money___________
A. Decreases
B. Increases
C. Stable
D. None of these

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DAILY CURRENT AFFAIRS: 02 SEP 2016

DAILY CURRENT AFFAIRS: 02 SEP 2016
(Daily News India)
Shared By: WWW.DailyGk.IN

1. UNION GOVERNMENT AND AMAR CHITRA KATHA SIGNS MOU TO PUBLISH AND DISTRIBUTE COMIC BOOK ON SWACHH BHARAT MISSION
i. The Union Government has signed a memorandum of understanding  with Amar Chitra Katha to publish and distribute comic book on Swachh Bharat Mission .
ii. The MoU was signed between Amar Chitra Katha and the Union Ministry of Urban Development  to focus on Swachh Bharat Mission.
iii. Amar Chitra Katha will publish a comic book carrying messages pertaining to sanitation and solid waste components of Swachh Bharat Mission.
iv. Amar Chitra Katha Amar Chitra Katha publishes more than 400 comics in 20 languages.

2. AISHWARYAA DHANUSH APPOINTED AS UN WOMEN’S ADVOCATE FOR GENDER EQUALITY AND WOMEN’S EMPOWERMENT IN INDIA
i. Filmmaker Aishwaryaa Dhanush was appointed United Nations Women’s Advocate for Gender Equality and Women’s Empowerment in India.
ii. She will help raise awareness of UN Women’s core message of gender equality and women’s empowerment across India.
iii. She will play important role in boosting the organisation’s efforts to close the gender gap and achieve a more equal world, a Planet 50-50 by the year 2030.

3. PV SINDHU TO BE APPOINTED AS BRAND AMBASSADOR OF CRPF
i. The Central Reserve Police Force  has decided to appoint Olympic silver medallist P. V. Sindhu as its honorary commandant and brand ambassador.
ii. It was announced by CRPF’s Director General K.Durga Prasad.
iii. CRPF is India’s largest paramilitary force’s brand ambassador.

4. WRESTLER YOGESHWAR DUTT’S LONDON OLYMPICS BRONZE MEDAL UPGRADED TO SILVER MEDAL
i. Indian wrestler Yogeshwar Dutt’s bronze medal from the 2012 London Summer Olympics has been upgraded to silver.
ii. This up gradation is done when second-place finisher and silver medalist late Besik Kudukhov from Russia was stripped off his medal for failing a dope test.
iii. Kudukhov was found to have used a banned substance in a test conducted by the World Anti-Doping Agency.

5. AK SINHA COMMITTEE CONSTITUTED TO STUDY SILT IN RIVER GANGA IN BIHAR
i. Union Government  constituted an expert committee to study slit in river Ganga in Bihar.
ii. The four-member committee will be headed by Member of Ganga Flood Control commission AK Sinha.
iii. The committee was formed on request of Bihar Chief Minister Nitish Kumar.
iv. The central govt is  going to send the expert team to study silt in Ganga which caused devastating prevailing flood in the state.

6. UNION CABINET APPROVES SIMPLIFICATION OF FDI POLICY 2016 IN VARIOUS SECTORS
i. The Union Cabinet approved simplification and liberalisation of the Foreign Direct Investment Policy, 2016 in various sectors.
ii. The FDI policy amendments are aimed at providing ease of doing business in the country.
iii. It will lead to larger FDI inflows contributing to growth of investment, incomes and employment. 
a.    100% FDI in Food Products manufactured/produced in India, FDI in Defence Sector up to 100%,
b.   100 percent FDI allowed under automatic route for Teleports, Direct to Home, Cable Networks and Mobile TV.
c.    100% FDI under automatic route in Greenfield pharma
d.   100% FDI under automatic route in Brownfield Airport projects.


CURRENT AFFAIRS GK QUIZ BASED ON TODAY’S NEWS

1. NAME THE PERSON WHO HAS APPOINTED AS UN WOMEN’S ADVOCATE FOR GENDER EQUALITY AND WOMEN’S EMPOWERMENT?
a. Aishwarya Rai
b. Aishwarya Dhanush
c. Kiran Bedi
d. None of these
2. NAME THE DIRECTOR GENERAL OF CRPF?
a. K.Durga Prasad
b. K. Durga Narayan
c. M. Singh Durga
d. MK Durga
3. RECENTLY, WHO HAS BECOME BRAND AMBASSADOR OF CRPF?
a. Sania Mirza
b. Yogeshwar Dutt
c. PV Sindhu
d. Sakshi Malik
4. WHO WILL CHAIR THE COMMITTEE TO STUDY SILT IN RIVER GANGA IN BIHAR?
a. MK Sinha
b. PK Sinha
c. BK Sinha
d. AK Sinha
5. WHAT PERCENT OF FDI APPROVED BY UNION GOVERNMENT TO AUTOMATIC ROUTE IN GREEN FIELD PHARMA?
a. 80%
b. 99.9%
c. 100%
d. 98%


ANSWERS:

1. B     2. A     3. C     4. D     5. C 
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DAILY CURRENT AFFAIRS QUIZ – 29, 30 AUGUST

DAILY CURRENT AFFAIRS QUIZ – 29, 30 AUGUST

1. International Day Against Nuclear Tests observed on?
a) 30 October
b) 23 September
c) 29 August
d) 16 November

2. India’s rank in the World Risk Index 2016 published by United Nations University Institute for Environment and Human Security?
a) 34th
b) 146th
c) 77th
d) 89th

3. Name the country who topped the World Risk Index 2016 published by United Nations University Institute for Environment and Human Security?
a) Germany
b) Tonga
c) Philippines
d) Vanuatu

4. Who won the women’s doubles title at 2016 Connecticut Open?
a) Saina Mirza and Chuang Chia-Jung
b) Saina Mirza and Monica Niculescu
c) Monica Niculescu and Chuang Chia-Jung
d) Kateryna Bondarenko and Chuang Chia-Jung

5. Which bank is not part of the four banks that introduced the NPCI’s Unified Payments Interface (UPI) that will allow customers to make payments via digital means?
a) HDFC
b) Bank of Maharashtra
c) Axis Bank
d) Union Bank of India

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Thursday, September 1, 2016

REASONING QUIZ-67 FOR IBPS- PO & CLERK

REASONING QUIZ-67 FOR IBPS- PO & CLERK

Study the following information to answer the given questions (1-5)

There are seven students in a class P, Q, R, S, T, U and V in a class that studies different subjects – History, Polity, Geography, Physics, Chemistry, English and Mathematics. Each student secured different marks in the exam. R has secured second highest marks and he doesn’t study history or polity.  T secured the least marks and he doesn’t like polity and English. The favourite subject of S is geography and he secured more marks than Q and V but less than P. The favourite subject of Q is chemistry and his marks are more than T but less than marks of V. The favourite subject of P is mathematics. The student whose favourite subject is Physics got the highest marks.

1. Whose favourite subject is Physics?
a) P
b) R
c) T
d) U
e) None of these

2. Which is the favourite subject of T?
a) Physics
b) Geography
c) History
d) Mathematics
e) None of these

3. When all the students are arranged in descending order of marks, then what is the position of S from the right end?
a) First
b) Second
c) Third
d) Fourth
e) None of these

4. How many students are between R and Q in terms of marks?
a) One
b) Two
c) Three
d) Four
e) None of these

5. Who got the second least marks?
a) P
b) R
c) U
d) Q
e) None of these

Direction (6-10): Study the following information carefully to answer the given questions

A committee has nine members P, Q, R, S, T, U, V, W and X and it is divided into three groups, viz Aditiya group, Tata group and Ambani group – with three members in each group. There are certain conditions for the formation of the groups. Only three members will be selected in each group. One person cannot be selected for more than one group. P is in the Aditiya group. W is in the Tata group. R and S are in the same group but not in the group of X. P and Q are not in the same group. T is not in the same group as X but is in the Ambani group. U is in the group in which either W or Q or both of them are present. X and W are not in the same group. U is neither with T nor with X.

6. R and S are in which of the following groups?
a) Aditiya group
b) Tata group
c) Ambani group
d) Can’t be determined
e) None of these

7. Which of the following statements is true about V?
a) V is in the Aditiya group with W
b) V is in the Ambani group with P
c) V is in the Aditiya group with R and S
d) V is in the Aditiya group with P
e) None of these

8. U is associated with which of the following groups?
a) Ambani
b) Tata
c) Aditiya
d) Can’t be determined
e) None of these

9. Which of the following members represents the Ambani group?
a) RSP
b) TPQ
c) TRU
d) STR
e) None of these

10. Which of the following combinations is true?
a) Aditiya group-PQT
b) Ambani group – TRQ
c) Tata group – WUQ
d) Ambani group – PXV
e) None of these

ANSWER KEY
1.D, 2.C, 3.D, 4.C, 5.D, 6.C, 7.D, 8.B, 9.D, 10.C,


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