DAILYGK 19-21 JULY 2025
1.
SWACHH SURVEKSHAN 2024-25 AWARDS
·
Indore (Madhya Pradesh) retained
the title of cleanest city for
the eighth consecutive year, followed by Surat (Gujarat) in second place and Navi Mumbai in third place for
cities with over 10 lakh population.
·
Uttar
Pradesh declared the cleanest
state for its urban sanitation efforts.
·
In the Swachh Shehar (Million+ category) rankings: 1st: Ahmedabad (Gujarat) 2nd: Bhopal (MP).
·
New
Delhi Municipal Council (NDMC) was declared a “Super Swachh League City” in the 50,000–3 lakh population category.
·
Noida
(3–10 lakh category) was adjudged a Super Swachh League leader.
·
The
2025 theme focused on “Reduce, Reuse, Recycle (3R)” as per the Jaipur Declaration on
circular economy.
·
Cleanest Ganga Town: Prayagraj.
·
Swachh
Survekshan, conducted by the MoHUA since 2016, is the world’s largest urban sanitation and
cleanliness survey under Swachh Bharat Mission–Urban (SBM-U).
2.
FORBES’ 50 RICHEST SELF-MADE WOMEN ON EARTH IN 2025
·
According to the list, only two Indian
women: Falguni Nayar of
Nykaa and Kiran Mazumdar-Shaw, founder of Biocon India Private Limited, secured
the 31st and 32nd positions
respectively.
·
Rafaela Aponte-Diamant (Switzerland),
co-founder of the Mediterranean Shipping Company (MSC), with a total worth
of USD 38.8 billion, topped the list globally.
·
She is followed by Diane
Hendricks (USA), who is the co-founder
of ABC Supply and Zhong Huijan (China),
founder of Hanosh Pharmaceuticals, ranked at 2nd and 3rd position,
respectively.
·
Australia’s Melanie Perkins (38
years old) who co-founded Canva, a
popular design software company in 2013, has become the youngest
women entrepreneur to be featured on the list.
3.
WORLD’S BEST CONSUMER BANK AWARD 2025
·
The State Bank of India (SBI)
has been adjudged as the World’s Best Consumer Bank for 2025 by Global
Finance magazine, a leading international financial publication.
·
World’s Best Bank –
Societe Generale, France.
·
World’s Best Corporate Bank –
BBVA, Spain.
·
World’s Best Emerging Market Bank –
J.P. Morgan, USA.
·
World’s Best Frontier Market Bank –
Societe Generale, France.
·
World’s Best Sub-Custodian Bank –
CIBC Mellon, Canada.
4.
MILITARY EXERCISE ‘TALISMAN SABRE 2025’
·
India joined the 11th edition
of Exercise Talisman Sabre, Australia’s largest
bilateral military exercise, for the first time.
·
The joint exercise, is being conducted
across multiple locations in Australia, with extended operations also hosted in Papua New Guinea, reflecting
growing regional collaboration.
·
The Exercise Talisman Sabre began in 2005
as a biennial joint exercise between the United
States of America (USA) and Australia.
·
Military personnel from 19 nations,
including Australia, the USA, Canada, Fiji, France, Germany, India, Indonesia,
Japan, the Netherlands, New Zealand, Norway, Papua New Guinea, the Philippines,
South Korea, Singapore, Thailand, Tonga, and the United Kingdom (UK) will join as partners.
5.
DRDO, IAF CONDUCTED FLIGHT-TEST OF ‘ASTRA BVRAAM’
·
Defence Research & Development
Organisation (DRDO) and the Indian Air Force (IAF) jointly
conducted a successful flight-test of indigenously developed Beyond Visual
Range Air-to-Air Missile (BVRAAM) ‘Astra’ equipped
with indigenous Radio Frequency (RF)
seeker from Su-30 Mk-I fighter jet at Integrated Test Range (ITR) Chandipur, Balasore district, off the
coast of Odisha.
·
ASTRA BVRAAM is designed and
developed by DRDO’s Defence Research and Development Laboratory (DRDL).
·
It has a strike range of more than 100 kilometers (kms) up to an elevation
of 20 km.
·
The
missile is designed to engage and destroy highly manoeuvring
supersonic aircraft and has all weather
and night capability.
6.
ICG & JCG JOINT EXERCISE ‘JAA MATA’
·
The Indian
Coast Guard (ICG) and Japan
Coast Guard (JCG) conducted a joint maritime exercise
named ‘Jaa Mata’ (meaning “see you later”) off the coast
of Chennai, Tamil Nadu (TN).
·
The aim of the exercise is to enhance
operational synergy and deepen maritime cooperation between India and Japan.
7.
138TH WIMBLEDON CHAMPIONSHIPS
·
·
Jannik Sinner of Italy won his maiden
Wimbledon title by defeating Spain’s Carlos Alcaraz,
becoming the first Italian man to
win the Wimbledon Gentlemen’s Singles title.
·
Iga swiatek of Poland won
her maiden Wimbledon title, defeating Amanda
Anisimova of the United States of America (USA), and became the first Polish player to win the
Wimbledon Ladies’ Singles title.
·
International Tennis Federation (ITF) is
the world governing body for tennis, wheelchair tennis, and beach tennis.
·
Headquarters – London.
8.
FIFA CLUB WORLD CUP 2025
·
Chelsea Football Club (Chelsea FC),
England, won the 21st edition (7 teams) and the inaugural edition of the expanded
32-team Fédération Internationale de Football Association (FIFA)
Club World Cup 2025, defeating French Champions Paris Saint-Germain (PSG) 3-0 in the final held IN
New Jersey, USA.
·
Chelsea’s midfielder Cole Palmer was honoured with the ‘Golden Ball award’, recognizing him as
the tournament’s best player.
9.
RBI IMPOSES PENALTY ON HDFC BANK
AND SHRIRAM FINANCE
·
The Reserve Bank of India (RBI) imposed
monetary penalties on two financial institutions, HDFC Bank
Limited and Shriram Finance Limited, for
violations of regulatory guidelines
under different frameworks.
·
The RBI levied a penalty of Rs.
4.88 lakh on HDFC Bank for non-compliance with regulations under
the Foreign Exchange Management Act
(FEMA), 1999 concerning Foreign Direct Investment
(FDI) in India.
·
Shriram
Finance was fined Rs. 2.70 lakh for
breaching the RBI (Digital Lending)
Directions, 2025.
10.
VCF SETTLEMENT SCHEME 2025 OF SEBI
·
The Securities and Exchange Board of India (SEBI) unveiled
‘Venture Capital Fund (VCF)
Settlement Scheme 2025’, aimed to aid the settlement of violations of
winding-up provisions by migrated VCFs.
·
The new scheme is eligible for VCFs
with minimum one scheme whose tenure has expired but
not wound up and has completed the migration.
·
An entity who is interested in making an
application for availing settlement under the VCF Settlement Scheme, 2025, is
required to submit a settlement application along with a non-refundable
application fee of Rs 25,000 with 18% Goods and
Services Tax (GST).
·
As per the new scheme,
the base amount for settlement for maximum delay of 1 year in winding up the
scheme will be Rs 1 lakh.
11.
RBI REVISED RULES FOR AGRICULTURE, SMALL BUSINESS LOANS
AGAINST GOLD, SILVER
·
The Reserve Bank of India (RBI) issued
new directions, allowing voluntary pledge of gold
and silver as collateral for agriculture and Micro, Small and Medium
Enterprises (MSME) loans.
·
These norms will be applicable to all
Scheduled Commercial Banks (SCBs), Regional Rural Banks (RRBs), Small Finance
Banks (SFBs) and all State Co-operative Banks (SCBs) and District Central
Co-operative Banks (DCCBs).
·
The RBI stated that banks can sanction
loans under the collateral-free limit in the
agriculture and MSME sectors even if borrowers voluntarily pledge
gold or silver.
·
However, the collateral-free loan rules for MSMEs are not applicable to RRB and co-operative banks.
·
For Micro
and Small Enterprises (MSE) and Prime Minister Employment Generation
Programme (PMEGP), the collateral-free loan limit is Rs.10 Lakhs.
·
For agricultural
and allied activities, the limit is Rs. 2 lakhs.
·
Tiered
Loan-to-Value (LTV) ratio caps have been introduced for loans secured against gold
and silver.
·
For
loans up to Rs.2.5 lakh, the LTV is capped at 85%; for loans between Rs.2.5 lakh and Rs.5 lakhs, the cap is set at 80%; and for loans above
Rs.5 lakh, the maximum permissible
LTV is 75%, with no appraisal required for small-ticket loans.
·
Priority Sectors are those sectors
which the Government and RBI consider important for the country’s development
and are to be given priority over other sectors.
·
The
PSL target for Domestic commercial banks and foreign banks (FB) with 20 branches and above is 40%.
·
FB
with less than 20 branches is 40%, RRB – 75%,
SFB – 75%, Primary Urban Co-operative Banks
(UCBs) – 60%.
12.
INTERNATIONAL MALALA DAY 2025 – JULY 12
·
International Malala Day, or Malala
Day, is observed every year across the globe on 12th July to
commemorate the birth anniversary of Malala Yousafzai, a
Pakistani education activist and the youngest
Nobel Prize laureate.
·
On 12th July 2013,
(her 16th birthday), Malala Yousafzai made her first high-level public
appearance by delivering a powerful speech at the United Nations (UN)
headquarters in New York, USA.
·
The UN officially
declared her birthday as Malala Day, which was celebrated
internationally for the first time on 12 July 2013.
13.
WORLD YOUTH SKILLS DAY 2025 – JULY 15
·
The United Nations (UN’s) World Youth
Skills Day (WYSD) is annually observed across the
globe on July 15 to highlight the critical
importance of equipping youth with skills for employment, decent work, and
entrepreneurship.
·
The
2025 theme for WYSD is “Youth empowerment through
AI and digital skills”.
14.
DAY OF INTERNATIONAL CRIMINAL JUSTICE 2025 – 17 JULY
·
Day of International Criminal Justice,
(also known as International Justice Day or World Day for International
Justice), is observed annually on 17 July to
commemorate the adoption of the Rome Statute of the International Criminal
Court (ICC) in 1998.
·
The day promotes accountability
for genocide, war crimes, crimes against humanity, and aggression.
15.
NELSON MANDELA INTERNATIONAL DAY 2025 – JULY 18
·
The day commemorates the birth
anniversary of the Nobel Peace Prize winner (1993), Nelson Rolihlahla Mandela,
the first Black President of South Africa.
·
The
2025 theme for Nelson Mandela International Day is “It’s
still in our hands to combat poverty and inequity”.
16.
WORLD’S OLDEST MARATHON RUNNER FAUJA SINGH PASSED AWAY
·
Fauja Singh, world’s oldest marathon
runner has passed away in a road accident at the age of 114 at
Beas Pind village in Jalandhar, Punjab.
·
He was born on April 1, 1911, in Beas
Pind, Punjab (British India).
·
In 2013, he retired after completing a
10-kilometre (km) race in Hong Kong, China.
·
Fauja Singh, also known as the “Turbaned
Tornado”, began his marathon career at the age of 89 in 2000.
·
His first marathon was in London where he
completed in 6 hours 54 minutes, setting a record.
·
As a torchbearer for the London 2012
Olympics, held in London, he utilized his platform to raise funds for charity
and promote good values.
·
His
biography, ‘Turbaned
Tornado’, was released in 2011.
